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Union Workers Financial

Services !

Spend, save and bank securely with no minimum balance requirements, fees, or fine print.
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A division of PeoplesBank, Holyoke, MA.

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Choose the UWFS accounts
that fit your needs.

UWFS
Checking +

  • Help support union efforts simply by using your UWFS debit card^^

  • Visa® Contactless debit card

  • 55,000 free ATMs

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A division of PeoplesBank, Holyoke, MA.
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UWFS High
Value Savings ++

  • Competitive Savings at 9x the national average*

  • Mobile deposits

  • Personalized savings goals

Start saving
A division of PeoplesBank, Holyoke, MA.
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Banking That Supports You and Your Union.

Better you, better union.

Support the growth of union programs when you use your UWFS debit card, at no cost to you.^^

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Recurring Deposits

Put saving on autopilot when you set the amount and frequency.

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Round Up

Save the change when you round up debit card purchases.

Maximize your money

Early Payday

Get faster access to your hard-earned cash.^

No fees or minimum balance requirements

Traditional checking and savings accounts just can’t compete.

Savings folders

Set personal goals and automate savings to check them off faster.

Spending Folders

Allocate spending budget categories so you can spend wisely.

Spending insights

See where you're really spending your money.

FDIC-insured deposits

Your money is safe and secure.

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Your money is safe and secure here.

Open an account
A division of PeoplesBank, Holyoke, MA.

The Federal Deposit Insurance Corporation (FDIC) insures up to $250,000 of deposits you make at UWFS.

Throw in custom push notifications, emails, and texts that alert you to unusual transactions or login attempts, plus the ability to manage your registered devices and lock your debit card right from your phone. It's clear—UWFS has your back.

Go mobile.

Access UWFS anywhere you go

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UWFS® is a registered trademark of PeoplesBank. A division of PeoplesBank, Holyoke, MA.

*Competitor's savings account with a 0.41% annual percentage yield (APY) - $3,000 average daily balance with a 0.41% APY, based on the national average, as of 02/18/25 as reflected on FDIC: National Rates and Rate Caps. Competitive rates are reviewed periodically.

^^Net income generated from banking or debit card activity may be shared with union(s) to support union programs and events.

^Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.

+UWFS Checking Account: A minimum opening deposit of $10 is required to open this account.

++UWFS High Value Savings Account: A minimum opening deposit of $10 is required to open this account and the minimum balance to obtain the Annual Percentage Yield (APY) is $0.01 as of 02/01/25 and is subject to change without notice. Competitive rates are reviewed periodically.

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