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Open An AccountA Division of PeoplesBank, Holyoke, MA
Put your money to work with no fees, no minimum balances, and union benefits^^.
A division of PeoplesBank, Holyoke, MA.
Get paid up to
two days faster
Access your money sooner with Early Payday and direct deposit. If your employer uses a participating direct deposit service, you're all set!^
Save for your goals
by creating virtual savings goals for anything you want—all from a single account. The possibilities are endless—and they're all yours.
Keep tabs on your cash
by sorting your everyday transactions into custom, virtual spending folders you create based on categories that are important to you.
That’s how much interest you’ll earn with a UWFS High Value Savings Account++ - earning you 4.00% APY on your money!”
Round-up your Savings!
Use debit for everyday transactions, digital wallets and bill pay.
APY Savings++
Checking+ and Savings ++
Open your UWFS Checking Account and High Value Savings accounts.
Add money to your checking account.
Use your new UWFS debit card when making your regular everyday purchases.
Put your savings on autopilot. You can round up every one of your debit card transactions to the nearest dollar, and we’ll move that extra money into your High Value Savings++ for you.
The more you use your debit card, the more often you can round up and we’ll transfer money for you—and you’ll earn a 4.00% return!
A stacked mobile app
The UWFS app has the features and functionally to let you pay bills, pay friends, deposit checks, and more from wherever you go.
Real, live customer service reps
We don’t do robots here. This means that whenever you reach us, a real human will be on the line to speak with you.
55,000 free ATMs
Cash is never far away, thanks to our nationwide network of free ATMs! Find an ATM
No fees. No minimum
balance requirements.
FDIC-insured
deposits
Bank beyond the minimum, knowing your money is safe here.
Awesome
rate
Competitive Savings at 9x the national average*
Follow UWFS on social media.
Routing # 011875460
UWFS® is a registered trademark of PeoplesBank. A division of PeoplesBank, Holyoke, MA.
+UWFS Checking Account: A minimum opening deposit of $10 is required to open this account.
^Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.
*Competitor's savings account with a 0.41% annual percentage yield (APY) - $3,000 average daily balance with a 0.41% APY, based on the national average, as of 02/18/25 as reflected on FDIC: National Rates and Rate Caps. Competitive rates are reviewed periodically.
++UWFS High Value Savings Account: A minimum opening deposit of $10 is required to open this account and the minimum balance to obtain the Annual Percentage Yield (APY) is $0.01 as of 02/01/25 and is subject to change without notice. Competitive rates are reviewed periodically.
^^Net income generated from banking or debit card activity may be shared with union(s) to support union programs and events.
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